Commercial mortgage qualification in Canada depends on three pillars: the Investor's financial strength, the property's income potential, and the debt service coverage ratio. This guide breaks down credit score requirements, DSCR thresholds by property type, CMHC vs conventional criteria, and the full documentation checklist.

Buying commercial real estate in Ontario demands thorough due diligence. This checklist covers environmental assessments, building condition reports, financial reviews, legal requirements, and how to budget at least 35% of the purchase price for closing.