Professional Affiliations and Partners
Cornellmortgages.ca operates through a carefully assembled network of licensed professionals, industry associations, and strategic partners. These affiliations give our clients access to an expanded lender roster, deep commercial real estate expertise, and specialized advisory capabilities across Ontario.
Cornellmortgages.ca is wholly owned by Cornell K. Haynes who is fully licensed and operates under Ncompass Financial Inc., the Ontario arm of The Mortgage Centre Canada (MCC) Commercial. The brokerage operates under the regulatory umbrella of R.D.M. Financial Consultants Ltd., which holds the principal broker designation through Mark Hart.
Mark Hart brings more than 40 years of commercial real estate (CRE) mortgage experience to the Ncompass Financial platform. As principal broker, Mark oversees compliance, licensing, and the overall integrity of mortgage operations conducted under the brokerage licence. His decades of hands-on CRE lending experience — spanning multi-family, industrial, retail, office, and development asset classes — underpins the quality of advisory services Cornellmortgages.cas is able to offer.
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Ncompass Financial Inc. is headquartered at 302-2904 South Sheridan Way, Oakville, ON L6J 7L7. This office serves as the brokerage anchor for Cornellmortgages.ca’ southwestern Ontario operations, including Burlington, Oakville, Hamilton, Niagara-St. Catharines, Guelph, Brantford, Kitchener-Waterloo, Cambridge, London, St. Thomas, and Windsor.
The Mortgage Centre Canada (MCC) is one of Canada’s oldest and most established mortgage brokerage networks. MCC operates as a wholly owned subsidiary of Dominion Lending Centres Inc., Canada’s largest mortgage brokerage organization. Through MCC’s commercial lending division, Ncompass Financial and Cornellmortgages.ca access a broad roster of institutional lenders, private capital sources, credit unions, and alternative financing partners specifically focused on commercial real estate transactions.
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This affiliation means clients working with Cornellmortgages.ca benefit from the lender relationships and underwriting infrastructure of one of Canada’s largest mortgage networks while receiving the focused, personalized service of a boutique CRE advisory firm.
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Key capabilities enabled through the MCC commercial platform include:
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Access to major chartered banks, Schedule B lenders, and trust companies
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CMHC-insured multi-family financing through approved lender channels
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Private and bridge lending sources for time-sensitive or transitional deals
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National underwriting support for portfolios spanning multiple provinces
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Compliance infrastructure and regulatory oversight from Dominion Lending Centres Inc.
Perseverance Asset Management
Perseverance Asset Management is a commercial real estate asset management firm wholly founded and owned by Cornell K. Haynes, Agent Level 2. Perseverance co-invests in commercial real estate funds and provides institutional-grade asset management and strategic planning services for CRE portfolios. In addition, Perseverance provides due diligence support for commercial real estate investors investors in Canada.
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Cornell K. Haynes brings 13+ years of institutional commercial real estate experience to Perseverance, including:
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Oversight of the valuation of a private REIT in Ontario over several years
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More than $5.5 billion in transaction activity across CRE investments over 8.5 years, focused on industrial and retail
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First-hand acquisition experience with unique industrial assets including data centres and climate-controlled facilities
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Participation in multiple development funds
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Underwriting of multiple CRE transactions over $100M in total deal size throughout his career.
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Through Perseverance Asset Management, Cornellmortgages.ca clients gain access to advisory services that extend beyond mortgage structuring into asset-level strategy, capital allocation, and portfolio optimization. This is particularly relevant for institutional investors, family offices, and developers seeking integrated CRE financing and management guidance.
Grand Highlands Home Builders’ Association (GHHBA)
Cornell K. Haynes is a member of the Grand Highlands Home Builders’ Association (GHHBA), a regional builders and developers association serving the Grand River Highlands area of Ontario. GHHBA membership connects Cornellmortgages.ca with the residential and mixed-use development community across Guelph, Brantford, Cambridge, Kitchener-Waterloo, and adjacent markets.
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This affiliation reinforces Cornellmortgages.ca’ capabilities in the development financing space, including construction loans, land acquisition financing, subdivision development, and mixed-use development mortgages. Builders and developers affiliated with GHHBA benefit from Cornellmortgages.ca’ deep understanding of the regional land and construction lending landscape.
Shaw Realty Group, Brokerage
Shaw Realty Group is a trusted real estate brokerage operating across southwestern Ontario. Cornellmortgages.ca maintains a close working relationship with Shaw Realty Group, collaborating on transactions involving the acquisition, disposition, and financing of commercial real estate assets throughout the region. Namely Alex Demontmorency and Hayyan Kanwaryan
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This relationship supports seamless deal flow for clients requiring both transaction representation and mortgage financing on the same commercial property acquisition. Shaw Realty Group’s market coverage includes Hamilton, Niagara-St. Catharines, Guelph, Brantford, Burlington, Oakville, Kitchener-Waterloo, Cambridge, London, and wider southwestern Ontario.
Our Licensing and Regulatory Standing
Cornellmortgages.ca operates fully under the regulatory framework of the Financial Services Regulatory Authority of Ontario (FSRA). Cornell K. Haynes holds FSRA Agent Level 2 licence M22004316, and all brokerage activities are conducted under the Ncompass Financial Inc. / RDM Financial Consultants Ltd. principal broker licence.
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Clients are encouraged to verify licensing at any time through the FSRA public registry at www.fsrao.ca.
Serving Commercial Real Estate Clients Across Ontario
Through these affiliated relationships, Cornell K. Haynes (cornellmortgages.ca by extension) is positioned to serve commercial mortgage clients across all major Ontario markets including Toronto, Scarborough, Hamilton, Niagara-St. Catharines, Guelph, Brantford, Burlington, Oakville, Kitchener-Waterloo, Cambridge, Ottawa, London, St. Thomas, and Windsor.