Contact cornellmortgages.ca — Commercial Mortgage Consultation

Name: Cornell Mortgages
Telephone: +1-647-923-7499
Price range: $$

Bring your deal.

Whether you are acquiring a commercial asset, refinancing an existing portfolio, exploring development financing, or evaluating bridge options — cornellmortgages.ca provides a frank, institutional-grade assessment of your file before you spend money on appraisals and legal fees.

No generic rate quotes. No runarounds. A direct conversation with someone who has underwritten commercial real estate at the institutional level.

Contact Information

Phone: +1-647-923-7499

Website: https://www.cornellmortgages.ca

Email: cornell@ncompassfinancial.ca

Hours: Monday to Sunday, 24 hours a day. Appointments required after 6 pm

In-person and virtual appointments available.

Office Location

Toronto / Scarborough Office

2739 Eglinton Avenue East

Toronto (Scarborough), Ontario

M1K 2S2 Canada

Serving: Toronto, Scarborough, GTA East, and all surrounding Ontario commercial markets.

Inside of HQ Wax Bar and Spa

Oakville Office — Ncompass Financial Inc.

302-2904 South Sheridan Way

Oakville, Ontario

L6J 7L7 Canada

Serving: Oakville, Burlington, Hamilton, Halton Region, and surrounding Ontario commercial markets.

Types of Inquiries Welcomed

cornellmortgages.ca welcomes all commercial real estate mortgage inquiries, including:

Commercial Property Acquisition

Financing for the purchase of multi-family (5+ units), industrial, retail, office, hospitality, or mixed-use commercial properties anywhere in Ontario. Bring your purchase agreement, current rent roll, and recent financial statements. cornellmortgages.ca will assess deal viability, model the underwriting at realistic assumptions, and identify the optimal lender for your specific asset type and market.

Commercial Mortgage Refinancing

Refinancing an existing commercial property to reduce rate, extend amortization, access equity, or restructure the capital stack. Whether your current mortgage is maturing, you have a value-add play that has been executed and you want to return capital, or you are seeking to reduce your cost of capital via CMHC MLI Select insured financing — cornellmortgages.ca structures the refinancing to maximize proceeds and minimize cost.

Construction & Development Financing

Financing for new development projects including multi-family rental, mixed-use, industrial, and commercial build-to-suit. Includes land acquisition financing, construction draws, and take-out commitments. Cornell's previous investment experience with development funds provides direct expertise in how lenders structure and monitor construction facilities. In-person site visits available across Ontario.

Bridge Financing

Short-term transitional financing for value-add acquisitions, lease-up properties, under-market assets being repositioned, and situations requiring quick-close capital that conventional lenders cannot provide. cornellmortgages.ca structures bridge deals with a defined exit strategy to conventional or CMHC-insured financing, ensuring the bridge is a tool, not a trap.

CMHC MLI Select — Multi-Family Applications

cornellmortgages.ca coordinates CMHC MLI Select applications for qualifying multi-family rental properties across Ontario. This is a specialized application process — the scoring criteria (energy efficiency, accessibility, affordability), documentation requirements, and lender engagement are all different from conventional mortgage applications.

Reach out early in the planning process for acquisition or development projects to ensure the MLI Select structure is built into the project from the start.

Investment Advisory

For investors evaluating commercial real estate acquisitions and seeking a mortgage agent who can provide input on deal structure, financing feasibility, and capital stack optimization before making an offer — cornellmortgages.ca provides advisory input drawing on 13+ years of institutional CRE investment experience.

This is not generic mortgage advice. It is the perspective of someone who has underwritten, acquired, and managed commercial assets across multiple Ontario markets and property types.

Licensing & Regulatory Information

Cornell K. Haynes, Agent Level 2
FSRA License: M22004316
Brokerage Details: Ncompass Financial Inc. (the MCC Commercial) through R.D.M Financial Consultants Ltd Lic. No. 10716
Principal Broker: Mark Hart (40+ years commercial real estate lending experience)