toronto mortgage

Commercial mortgage qualification in Canada depends on three pillars: the Investor's financial strength, the property's income potential, and the debt service coverage ratio. This guide breaks down credit score requirements, DSCR thresholds by property type, CMHC vs conventional criteria, and the full documentation checklist.

Scarborough is one of the GTA's most active industrial corridors. Learn about financing options for warehouses, manufacturing facilities, and logistics properties with Cornell Mortgages.

Buying commercial real estate in Ontario demands thorough due diligence. This checklist covers environmental assessments, building condition reports, financial reviews, legal requirements, and how to budget at least 35% of the purchase price for closing.

Planning to buy your first home in the GTA, Hamilton–Niagara, or Southwestern Ontario in 2026? This guide covers Ontario's updated down payment rules, mortgage pre-approval steps, fixed vs. variable rate strategy, and region-specific advice for Toronto, Hamilton, Guelph, Kitchener–Waterloo, and London. Start your mortgage plan the right way — before you start viewing homes.

This blog post covers the basics in commercial real estate down payments in Canada. We cover explain multifamily CMHC insured commercial mortgages and how they differ from conventional uninsured commercial mortgages.